Insurance Solutions Produced for Farmers and Ranchers in Billings and Worden, MT

From sunrise to sunset, individuals who own and operate farms/ranches in Montana have a firm understanding of the workload required. Their effort not only provides for their families but also fuels the region's economy, which relies upon agriculture for sustainability.
At Beard Insurance Agency / Commercial Risk Manager, our area of expertise resides in the farm/ranch insurance program we institute. Whether harvesting crops or raising livestock, the insurance products and services we plant can be customized to meet the needs of farmers and ranchers in Billings and Worden, Montana plus the surrounding Great Plains communities.

Coverage Catered to the Big Sky Country

Coverage Catered to the Big Sky Country

Since opening shop in 1985, we’ve worked directly with farmers/ranchers to secure their valuable assets. The farm/ranch insurance policies we produce are flexible to reduce risks associated with a variety of essential resources, including income, property, recreational vehicles (ATVs), livestock, hay, equipment, and irrigation systems. All these assets can be covered under a single, cost-effective farm policy.
Our agents are accessible to determine which coverage works best within your operations, pairing requirements with the most fitting insurance company. Along with clients, we partner with agribusiness-focused carriers, including Nationwide Insurance, Chubb, and Farmers Alliance.
Every policy we write is produced in a personalized manner. Agents take time to visit the farms and ranches owned by our clients, learning the ins and outs of their operations. This constant contact ensures policies are accurate and risk management steps are proactively pursued.

The options addressed by agents and available within our farm insurance program include, but are not limited to:

  • Crop Insurance
  • Farm Owners Insurance
  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance

These coverages, when properly addressed, can protect a wide-range of assets. Machinery, such as combines and planters, are secured through farm equipment insurance, while trailers fall under a farm auto insurance policy. Meanwhile, crop insurance can be essential to keep your business afloat during challenging growth seasons, especially for those invested in malt barley, sugar beets, wheat, or corn productions.

Knowledgeable Agents Planting Cost-Effective Policies

Our staff is comprised of dedicated agents who are willing to tackle problems as they arise. They have a history of under promising and over delivering, which bodes well with the mindset of local farmers.

Service extends long after the policy purchasing process, with coverage consistently monitored for accuracy and competitive rates. When the ranchers we insure purchase more land or update equipment, all they have to do is call and we'll adjust coverages accordingly.

If you're interested in learning more about the options available to Montana farmers and ranchers, contact an agent at your convenience. To start working on a policy, feel free to request a quote.

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