At Beard Insurance Agency / Commercial Risk Manager, we're dedicated to providing you with the right coverage to protect your property. As one of the top states in the nation for earthquakes, Montana residents should be equipped with a comprehensive earthquake insurance policy.

We work with multiple partners which allows us to find the right policy at competitive pricing. This gives us the freedom to give our clients the options they deserve, while never compromising on a quality product.

Earthquake Insurance Coverage Options

Earthquake Insurance Coverage Options

Having the proper earthquake insurance coverage is important - especially when you live somewhere that earthquakes are frequent. According to the U.S. Geological Earthquake Hazard Program, there are about six earthquakes per year with a magnitude of 3.5 and greater in the state of Montana.

Despite what people tend to think, earthquake coverage is not a part of your homeowners insurance policy. This means if an earthquake were to happen, your existing policy would not cover the complete cost of damages. Earthquake insurance is a separate endorsement you must buy and add to your homeowners or renter policy.

What you can expect from us

As a local agency, we get to know our clients in a one-to-one setting - this is essential in creating a personalized policy. We make sure we are available to our customers when they need us and will respond promptly to messages.

Contact us to learn more about out earth insurance coverage options. To get started on a policy, request a quote.