Personal Liability Umbrella Insurance
When Life Pours, We've Got You Covered
These days, lawsuits can happen to anyone, and the amounts being awarded in court are higher than ever. While your home, auto, or boat insurance includes liability coverage, those policies have limits. If you’re ever found at fault for an accident, would your current insurance be enough to cover the costs?
That’s where umbrella insurance comes in. It adds an extra layer of protection when your standard policies aren’t enough. And it’s not just for the wealthy anymore; it’s smart coverage for anyone who wants to protect what they’ve worked hard for.
Umbrella insurance provides extra liability protection beyond the limits of your homeowners, auto, or watercraft policies. Depending on the provider, you can add $1 to $5 million in coverage that takes effect when your primary policy limits are exhausted.
Liability coverage pays for things like medical bills, lost wages, and legal defense if you’re found at fault in an accident, whether at home, on the road, or on the water. Unfortunately, standard policies often fall short when serious injuries or lawsuits arise, putting your personal assets at risk.
The good news is that umbrella insurance is affordable and offers worldwide protection for your non-business activities. It’s a smart, cost-effective way to protect yourself and your future.
