Home insurance is a great way to protect your dwelling, a large number of your possessions and assets, and your family and/or anyone with whom you live. Home insurance does more than protect these things and people, but at its most basic, home insurance provides a blanket of protection that's quite necessary in most cases. At Beard Insurance Agency Inc. we have a comprehensive home insurance program, which we can adapt to fit the needs of individual homeowners. Through the coverages available from a number of A+ rated carriers, our knowledge and experience, and in-depth assessments of your needs and goals, we'll find the right solution for you.
Contact an agent if you're ready to get started or request a quote. If you'd like to learn more, please read on.
Home insurance can protect homeowners, renters, and even landlords. Most home insurance coverages begin with property, liability, and other basic dwelling coverages. Then, if needed, additional coverages like scheduled property and water damage can be selected. The coverages that are right for you will depend on your situation and what your security goals are. We'll go over all of your options with you and will help you find the protection you're after for minimal costs.
As an independent agency we can 'shop' on your behalf from different carriers like Allied, Progressive, and Foremost. From these and other carriers we can find the right coverages.
Certain items like ATVs, watercraft, jewelry, and firearms may be excluded from your home insurance policy, but if you need coverage for these and other items, we can get it for you; just tell your agent. Another thing to know is that your home insurance is more or less a protective measure against catastrophes and not a maintenance measure. For this reason, sometimes having a higher or lower deductible is appropriate. Ask your agent to help you establish a proper ‘setup’ for your policy.
If you’d like to save on your home insurance, you can combine this insurance with auto insurance. Doing so gives you a multi-line policy and a discount that can sometimes reduce your rates. It also makes you eligible for benefits that can expand the selections of coverage you have. These benefits can also make staying covered easier in general. See our home & auto page and/or speak with an agent to learn more.
We're a full-service agency, which means that we deliver comprehensive products and extensive, personified services. The products we offer are not too dissimilar from the products you'd get from a single carrier, but our products are more directly tailored to you. Our services are much different than anything you'll find from a major company; they're one-on-one and are designed not only to help you understand your investments and to help you maximize the value of your investments, but to provide you with ongoing and readily available resources for claims resolutions and general information.
Our agency is small enough that you get personal attention and can navigate everything easily but large enough that we have national company's shopping power. You won't 'get lost' with us as you might with a large carrier, and as a result you can find a solution that fits you and ensure that this solution always protects fully without any hassle.
We manage risk and claims and we're fully available. If you need us at any time, we'll be there. Via text, email, phone, and/or personal interactions, we can be contacted and no matter how you need to communicate, we'll get you the help you need.
Please contact us or give us a call to learn more or to get started. If you're ready to start on a policy, feel free to request quote.
Beard Insurance Agency is proud to provide home insurance in Billings, Huntley, Laurel, Shepherd, Worden, and Hardin, MT. We also serve other areas in the state and we serve Wyoming.