Homeowners insurance
Your Home, Your Family, Your Future
Your home is more than just a building; it's where your life happens. Home insurance protects not only your dwelling but also your belongings, assets, and the people you care about most. While it offers coverage for your property, it also provides valuable peace of mind when the unexpected happens.
At Beard Insurance Agency — Commercial Risk Manager, we offer a comprehensive home insurance program that can be customized to fit your unique needs. By partnering with multiple A+ rated carriers and using our knowledge, experience, and thorough assessments, we work to match you with the right coverage at the right price.
If you're ready to protect your home, contact one of our agents or request a quote today. To learn more about how we can help, keep reading below.
Coverage That Feels Like Home
Whether you're a homeowner, renter, or landlord, the right home insurance protects what matters most. Most policies start with property, liability, and dwelling coverage, with the option to add protections like scheduled property or water damage based on your unique needs and goals.
At Beard Insurance Agency — Commercial Risk Manager, we take the time to review your options and help you find the right protection at the best possible value.
As an independent agency, we shop policies from trusted carriers ensuring you get coverage tailored to you.
Depending on your needs, your coverage may include:
Property Insurance
Homeowners Liability
Renters Insurance
Condo Insurance
Mobile Home Insurance
Scheduled Property Insurance
Landlords Insurance
In-Home Business Insurance
Certain items, such as ATVs, watercraft, jewelry, and firearms, may not be fully covered under a standard home insurance policy. If you need protection for these or other valuables, just let your agent know; we can help you add the right coverage.
It’s also important to remember that home insurance is designed to protect against major losses and catastrophes, not routine maintenance or wear and tear. Choosing the right deductible can help balance your protection and costs. Your agent can guide you through setting up a policy that fits your needs.
For additional savings, consider bundling your home and auto insurance. A multi-policy discount can lower your rates and may also open the door to expanded coverage options and additional benefits that make managing your insurance simpler.
Additional Resources
Bundle & Save
At Beard Insurance Agency — Commercial Risk Manager, our insurance specialists work with you to create a tailored insurance program that offers the best coverage for your needs, plus valuable discounts that help you save.
What does this mean for you? By bundling your home and auto policies, you could qualify for money-saving discounts, a guaranteed full-year auto policy term, On Your Side® protection, 24-hour customer and claims support, and much more.
Extra Benefits When You Bundle:
Single deductibles for home and auto damage caused by the same event
Emergency lockout assistance
Accidental death benefits
Airbag replacement coverage
Contact us today to learn how combining your home and auto insurance can maximize your coverage and savings.